Services › Test tools › elitt one › Acquirers
elitt one for acquirers
Validate your acquiring system against simulated actors
elitt one plays the issuer bank and, depending on your case, simulates a terminal or a merchant site. You test without waiting for the other actors to be ready, and you prepare your authorization to operate issued by CB.
What is your case?
Four situations, depending on whether you test face-to-face or in e-commerce.
Integrated acceptance and acquiring solutions
Your solution integrates acceptance and acquiring, sometimes with a proprietary protocol between the two.
- A CBAE issuer simulator, which answers the authorization requests of your solution
- A sandbox with every test case CB requires for the authorization to operate (ATO)
- Test cards presented to your solution, and elitt mobile as an option
The ELITT laboratory evaluation is still required for the ATO: it is separate from the elitt one offer.
Contact usAcquiring systems alone
Your terminals use a widespread protocol (CB2A or nexo): you validate your acquiring system on its own.
- A CBAE responder, which plays the issuer bank
- A CB2A requester, which simulates terminals and sends its requests directly, without a card COMING SOON
Acquirers with their own PSP
There is no interoperable protocol between your PSP and your acquiring system.
- A sandbox with the e-commerce authorization to operate (ATO) test plan
- A CBAE responder and a 3DS simulator
- Card numbers provided in elitt one, entered by the tester
Today, this sandbox is used for debugging: the ELITT laboratory evaluation is still required. Self-test is planned for Q1 2027.
Contact usAcquirers with an interoperable PSP link
Your PSP and your acquiring system talk CB2A 1.6.5: you validate your implementation.
- An e-commerce CB2A requester, which sends online payments or API requests
- A CBAE responder, which plays the issuer bank
- The same test plan as PSPs: aligned specification, no interpretation, time saved
Scope: the CB scheme today; the other FrenchSys schemes are under study.
Contact usThe essentials in three points
elitt one is elitt’s SaaS test platform for acceptance systems. Here is what it brings to acquirers.
The other actors, simulated
elitt one plays the issuer bank (CBAE) and, depending on your case, simulates the terminal or the merchant site (CB2A), with a 3DS simulator in e-commerce.
Guided sandboxes
Scenarios played step by step, with automatic message checks. They also help you prepare your authorization to operate (ATO).
A common plan with PSPs
In e-commerce, acquirers and PSPs run the same test plan: aligned specification, no interpretation, time saved.
How it works
Log in
From a simple web browser, with single sign-on (SSO).
Connect your system
It connects to the elitt one CB2A requester and CBAE responder.
Choose your test mode
One test to diagnose, a subset, or the full campaign.
Analyze and report
Complete frames, logs and history, reports exportable as docx or xlsx.

SEND
Send your requests by hand
With the e-commerce requester, you send online payment or API requests manually: ideal for development, troubleshooting and quick validation.
- Customer-initiated transactions: single payment, shipment, instalment payment, subscriptions, reservation and rental
- Merchant management: list, deadlines, cancellation, refund…
- Reuses the endpoints and security settings already configured
RUN
One test, a subset or the whole campaign
Choose the execution mode that fits your need, from a targeted diagnosis to the full campaign.
- A single test, to diagnose
- A subset of selected tests
- The full campaign, with queue management

FOLLOW
Keep a trace of every session
Progress, statistics and results of each test session, with a report available at any time.
- Comprehensive logs available after each test
- Complete history of sessions and results
- Report exportable as docx or xlsx
TOWARDS THE AUTHORIZATION TO OPERATE
Prepare your CB authorization to operate
The authorization to operate (ATO, AEX in French) is issued by CB. elitt one helps you prepare for it; the ELITT laboratory evaluation is still required, and it is separate from the elitt one offer.
Create your own tests
With the Test Set Designer option, create and edit your scenarios in a graphical environment.
Discover the options →Test other cards
With the Card profiles option, test other BINs, other schemes and other currencies in e-commerce.
Discover the options →elitt mobile
For solutions that integrate acceptance, your smartphone emulates your cards in contactless mode in front of your solution.
Discover elitt mobile →The scope is widening
E-commerce ATO self-test
Planned for Q1 2027.
Other FrenchSys schemes
For the CB2A 1.6.5 sandbox, beyond the CB scheme.
Getting started
- A simple web browser
- An elitt one account (simulator or sandbox offer)
- Your acquiring system to test
Not an elitt one customer yet? Contact us: we will present the platform and the offer suited to your case.
Frequently asked questions
What is the authorization to operate (ATO)?
The ATO (AEX in French) is issued by CB. elitt one helps you prepare for it; it does not issue it.
Is the laboratory evaluation still necessary?
Yes. The ELITT laboratory evaluation is still required and separate from the elitt one offer.
My protocol between acceptance and acquiring is proprietary: is that a problem?
No. For an integrated solution, elitt one presents cards to the acceptance part and plays the issuer bank in CBAE: your solution’s internal protocol does not have to be standard.
Which protocols are used?
CB2A to simulate the terminals or the merchant site (requests sent directly, no card), CBAE to play the issuer bank, and 3DS in e-commerce.
Which schemes are covered in e-commerce?
The CB scheme today. Extension to the other FrenchSys schemes is under study.
Why the same test plan as PSPs?
To align the specification on both sides, avoid interpretations and save time.
Is elitt mobile useful to an acquirer?
Only if your solution integrates acceptance: it emulates a card in front of a terminal. To validate an acquiring system alone, or in e-commerce, it is not needed.
Is my data protected?
elitt one is a SaaS platform: data is hosted in France, within the European Union, with simplified login through single sign-on (SSO).
Let’s talk about your tests
Our team presents elitt one and proposes the offer suited to your acquiring system.
Contact uscustomer.service@elitt.com

